Terms of Service

By creating an account, accessing, or using the Service, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree, do not use the Service. We may update these Terms from time to time; material changes will be reflected by an updated “Last updated” date, and your continued use after changes take effect constitutes acceptance.

You must provide accurate account information and keep it current. You are responsible for safeguarding your credentials and for all activity under your account. Access to organization workspaces is governed by roles (owner, admin, analyst, viewer); organization owners and admins are responsible for managing their members and the data those members can access. Notify us promptly of any unauthorized use of your account.

You agree not to, and not to permit anyone to:

• use the Service in violation of any applicable law or regulation;
• upload content you do not have the right to use, or that infringes another party’s rights;
• attempt to gain unauthorized access to the Service, other accounts, or our systems;
• probe, scan, or test the vulnerability of the Service, or circumvent any security or access controls;
• interfere with or disrupt the integrity or performance of the Service; or
• resell, sublicense, or provide the Service to third parties except as expressly permitted.

As between you and Origentic, you retain all rights to the deal data, documents, assumptions, and other content you submit (“Customer Data”). You grant us a limited license to host, process, and display Customer Data solely to provide and improve the Service for you. Origentic and its licensors retain all rights, title, and interest in the Service itself, including the software, calc engine, models, and interfaces. Feedback you provide may be used by us without restriction.

Origentic offers a free plan and paid subscription plans. Paid plans are billed in advance on a monthly or annual basis and renew automatically at the end of each billing period until canceled. You may cancel at any time through the billing portal in your organization settings; cancellation takes effect at the end of the current billing period, and you retain access to paid features until then. Except where required by law, fees are non-refundable, and we do not provide refunds or credits for partial billing periods.

We will give you at least thirty (30) days’ advance notice of any change to our prices, and price changes take effect no earlier than your next renewal after that notice. Prices are exclusive of taxes, levies, and duties, which you are responsible for where applicable. If you downgrade to a plan with fewer seats, existing organization members retain their access, but new invitations are blocked beyond the lower plan’s seat limit. Institutional plans are governed by the applicable order form, which controls in the event of any conflict with these Terms.

The Service produces underwriting figures, pro formas, sensitivities, waterfalls, and AI-assisted extractions to support your own analysis. These outputs are tools, not advice. Origentic does not provide investment, legal, tax, or accounting advice, and nothing in the Service constitutes a recommendation to enter into any transaction. You are solely responsible for reviewing outputs and for your investment decisions.

The Service is provided “as is” and “as available,” without warranties of any kind, whether express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or that outputs will be accurate or complete. AI-assisted features may contain errors and are provided for your review and sign-off before use.

To the maximum extent permitted by law, Origentic and its suppliers will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for lost profits, revenues, data, or goodwill, arising out of or related to the Service. Our aggregate liability for any claim arising out of or related to these Terms or the Service will not exceed the greater of the amounts you paid us for the Service in the twelve months preceding the claim, or one hundred U.S. dollars.

You may stop using the Service and delete your account at any time from your account settings. We may suspend or terminate your access if you breach these Terms, if required by law, or to protect the Service or other users. Upon termination, your right to use the Service ceases; Customer Data associated with deleted accounts or organizations is removed in accordance with our Privacy Policy. Sections that by their nature should survive termination (including intellectual property, disclaimers, and limitation of liability) will survive.

These Terms are governed by the laws of the State of Delaware, United States, without regard to its conflict-of-laws rules. You and Origentic agree to the exclusive jurisdiction of the state and federal courts located in Delaware for any dispute not subject to arbitration, and waive any objection to venue in those courts.

Questions about these Terms? Reach us at hello@origentic.ai.